phone1900 633 369
phone1900 633 369
Reasons of choice
Reasons of choice
General information
General information
Insurance benefits
Insurance benefits
Benefit Illustration
Benefit Illustration
Riders
Riders
You may interest
You may interest
Contact
Contact
900days
Benefits of Hospitalization
300%
Benefits of Accidental Death
and TPD
2 billions VNĐ
Benefits of Critical illness
at last stage
100 %
Benefits of surgery

Comprehensive protection and investment solution

Love stems from the best interest to/the caring about the dear ones. But that love can only be fulfilled when you know how to protect yourself and make the best preparation for your future. 
Understanding that only when we gain peace of mind about health and finance do we feel comfortable to take care of our family and devote our career, Aviva offers WUL - a protection and investment product to help you enjoy your peaceful life with the beloved ones.

Comprehensive protection and investment solution

WHY YEU THUONG TRON VEN?

Comprehensive protection

o Optimized death benefits
o Increasing benefits with riders

Guaranteed investment

o Attractive persistency benefit
o No initial charge and withdrawal charge for top-up account value.

Flexible choice

o Wide range of Sum Assured base on customers’ demand
o Variety choices of payment terms

General information

vpn_key Entry age   1 month - 65 years old 
all_inclusive Maturity age  100 years old
description Contract term  100 - entry age
description Premium term  5; 10; till the end of age 75
attach_money Insurance term  76 - entry age
low_priority Frequency of payment  Annual, Semi-annual
description Financial plan For more information, please click here
description Terms and conditions For more information, please click here

Insurance benefits

Protection benefits.

  • Optimized death benefits with level protection and advanced protection.
  • Death benefit due to accidents can be more than 300% Sum Assured.
  • Critical illness benefits for the major stage.
  • Non - lapse guaranteed benefit for remaining policies in the first 3 years.

Investment benefits

  • Attractive persistency benefit from the 5th anniversảy date of the policy.
  • Guaranteed interest crediting rate from 4.5%/year.
  • No initial charge and withdrawal charge for top-up account value.
  • Policy Account Value will be paid at the maturity date.
All benefits are illustrated here

Sustentation package

Investment package

Nurturing package

Perseverance package

Insurance benefits

Benefit Illustration

Riders

Joining various complementary products gives a comprehensive protection not only to your family, but also to other members of your family

Surgery Rider

Surgery Rider

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Surgery Rider

When the concern of diseases bears in your mind, you not only face with hurts caused by diseases, but also worry of treatment and surgery costs which are absolutely not minimal.

Understanding your worries, we accompany with customers who trust our services by offering "Surgery" Rider to share with you burdens of life.

Benefit of "Surgery" Rider?
- Pay 2%, 5%, 10% or 20% SA if Life Assured experiences surgery.
- Number of surgery cases to be paid is up to 23 most common cases.
- Total benefit to be paid is up to 100% SA during the time the rider is in force.
Who can buy "Surgery" Rider?
Individual aged 6 months - 70 years old and will be protected until 80 years old.
Why should I buy "Surgery" Rider?
Good health condition is the number one wish of many people. However life with many risks related to health may come to anyone at any time. "Surgery " Rider is a solution for your financial strain, sharing with you the worries in life.
Is the premium high?
Unremarkable.
Can I buy "Surgery" Rider separately?
This is a rider sold as an attachment to main plan. . 
How to pay premium?
Flexible premium payment in accordance with the main plan attached.
Where to buy?
"Surgery" Rider is currently distributed at Branches and Transaction Offices of VietinBank and Agency branches of Aviva in nationwide
Application process
The same premium regardless of age, occupation with simple and convenient process
Hospitalization rider

Hospitalization rider

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Hospitalization rider

To cope with difficulties during treatment and Hospitalization, you need a secure plan to readily get over obstacles of Hospitalization cost.
Understanding your worries, we accompany with customers who trust our services by offering "Hospitalization cost support" Rider to share with you burdens of life.
Benefit of "Hospitalization" Rider?
- Pay 0,2% SA/day.
- Number of Hospitalization days will be up to 75 days per year and up to 900 days during insurance term
Who can buy "Hospitalization" Rider??
Individual aged 6 months - 70 years old and will be protected until 80 years old.
Why should I buy "Hospitalization" Rider?
Good health condition is the number one wish of many people. However, life with many risks related to health may come to anyone at any time. "Hospitalization" Rider is a solution for your financial strain, sharing with you the worries in life.
Is the premium high?
Unremarkable.
Can I buy "Hospitalization" Rider separately?
This is a rider sold as an attachment to main plan.  
How to pay premium?
Flexible premium payment in accordance with the main plan attached.
Where to buy?

"Hospitalization" Rider is currently distributed at Branches and Transaction Offices of VietinBank and Agency branches of Aviva in nationwide

Application process

The same premium regardless of age, occupation with simple and convenient process
Waiver of premium due to Critical Illness

Waiver of premium due to Critical Illness

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Waiver of premium due to Critical Illness

The life with unpredictable problems becomes harsh when we have to cope with critical illnesses. Financial burdens of treatment costs remain notable worry which we may not foresee.

With, we share with you the financial burden, give you and your family peace against abrupt risks..

Benefit of "Waiver of premium due to Critical Illness" Rider?

"Waiver of premium due to Critical Illness" Rider share with you the financial burden when suffering from critical illness by waiving 100% premium, yet still remain benefits fully. You are protected against 41 common critical illnesses (including Serious cancer, Heart Attack, Stroke, Kidney failure, Blindness, Late stage lung disease…). 

Who can buy "Waiver of premium due to Critical Illness" Rider?

Individual who is in the age range of 18 - 65 and will be protected until 70 years old.

Why should I buy "Waiver of premium due to Critical Illness" Rider?

The life with full of unforeseen uncertainties as well as critical illnesses is out of anticipation of anybody. The emotional loss, especially the financial loss has left a burden on beloved ones. "Waiver of Premium Due to Critical Illness" Rider is a solution that ensures you peace of mind to actualize the unfinished plans without worries about uncertainties

Is the premium high?

Unremarkable.

Can I buy "Waiver of premium due to Critical Illness" Rider separately?

This is a rider sold as an attachment to main plan.   

How to pay premium?

Flexible premium payment in accordance with the main plan attached.

Where to buy?

"Waiver of premium due to Critical Illness" Rider is currently distributed at Branches and Transaction Offices of VietinBank and Agency branches of Aviva in nationwide. 

Application process

The same premium regardless of age, occupation with simple and convenient process

Waiver of premium

Waiver of premium

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Waiver of premium

 With "Waiver of premium" Rider, a dream house, an abroad tour or many other plans are within your hand.

Understanding your dreams, we will help you actualize your plans with peace of mind when your family's financial plans are secured against unexpected incidents.

Benefit of "Waiver of premium" Rider?

"Waiver of premium" Rider protects you and your family when you face unforeseen risks causing death or total permanent disability (TPD) by waiving 100% premium while still remaining all benefits. Especially, this product is applicable for risks occurring outside Vietnam.

Who can buy "Waiver of premium" Rider?

Individual who is in the age range of 18 - 60 and will be protected until 70 years old.

Why should I buy "Waiver of premium" Rider?

The life with ups and downs can affect your dreams and crucial plans at any time. "Waiver of premium" Rider is a solution which helps you peacefully make plans though obstacles may occur.

Is the premium high?

Unremarkable.

Can I buy "Waiver of premium" Rider separately?

This is a rider sold as an attachment to main plan.  

How to pay premium?

Flexible premium payment in accordance with the main plan attached.

Where to buy?

"Waiver of premium" Rider is currently distributed at Branches and Transaction Offices of VietinBank and Agency branches of Aviva in nationwide. 

Application process

The same premium regardless of age, occupation with simple and convenient process.

Juvenile's Critical Illness

Juvenile's Critical Illness

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Juvenile's Critical Illness

It is extremely sacred for each little baby to be born. With each parent, the risks to children's are worries that nobody wants.

Understanding this reality, we share the same concerns of parents through the Juvenile Critical Illness " Rider.

Benefit of "Juvenile Critical Illness" Rider?

"Juvenile Critical Illness" Rider supports 100% Sum Assured when the child is unfortunately diagnosed with critical illness. Children are protected from 09 current common critical illnesses, including:

- Type 1 diabetes mellitus

- Kawasaki disease with heart complications

- Severe epilepsy and Major Cancer

- Major Organ/ Bone Marrow Transplantation

- Bacterial Meningitis

- Deafness as a result of accident

- Silence as a result of accident

- Blindness as a result of accident

Who can buy "Juvenile Critical Illness" Rider?

Individual in age range of 6 months - 17 years old and protected until 18 years old.

Why should I buy "Juvenile Critical Illness" Rider?

With each parent, risks occurring to children are unexpected anxieties, espcially with their lovable babies.

Understanding parents' thoughtful minds, VietinAviva is always willing to accompany with them to protect children better with "Juvenile Critical Illness" Rider.

Is the premium high?

Unremarkable.

Can I buy "Juvenile Critical Illness" Rider separately?

This is a rider sold as an attachment to main plan.   

How to pay premium?

Flexible premium payment in accordance with the main plan attached.

Where to buy?

"Juvenile's Critical Illness" Rider is currently distributed at Branches and Transaction Offices of VietinBank and Agency branches of Aviva in nationwide. 

Application process

The same premium regardless of age, occupation with simple and convenient process

Term life rider

Term life rider

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Term life rider

When you are proud of your responsibility as the breadwinner, you are always aware of troubles which might come to your beloved ones in case of risks.

Understanding breadwinner's worries, we will be with you to solve financial difficulties, stabilize your life if risks occur with the "Term life" Rider. 

Benefit of "Term life" Rider?

"Term Life" Rider support 100% Sum Assured when the beneficiary is unfortunate death or permanent disability. Extended protection consists of parents and children. Including:

- Children aged from 0 to 3 years old will attain coverage of death and total permanent disability (TPD) with the respective rates of: 20%, 40%, 60% and 80% Sum Assured (SA).

-  From 4 years old, the coverage of death and TPD is 100% SA.

Who can buy "Term life" Rider?

Individual aged 6 months - 70 years old and will be protected until 80 years old.

Why should I buy "Term life" Rider?

Nobody can predict how tomorrow will be. Uncertainties and risks are always available in daily life. If we, who have high responsibilities with family, unluckily face with uncertainties, emotional loss, especially financial loss will leave a burden on our beloved ones' shoulders. "Term life" Rider is a solution for your financial difficulty and brings peace to your family in case of risks.. 

Is the premium high?

Unremarkable.

Can I buy "Term life" Rider separately?

This is a rider sold as an attachment to main plan.  

How to pay premium?

Flexible premium payment in accordance with the main plan attached.

Where to buy?

"Term life" Rider is currently distributed at Branches and Transaction Offices of VietinBank and Agency branches of Aviva in nationwide 

Application process

The same premium regardless of age, occupation with simple and convenient process.

Accidental Death and TPD

Accidental Death and TPD

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Accidental Death and TPD

Unforeseen uncertainties and accidents in life are always available every day. The loss of life and finance is always the obsession to anybody.

With"Accidental Death and TPD" Rider, we offer you a safe solution, help you face with difficulties with the stable financial resource.

Benefit of "Accidental Death and TPD" Rider?

"Accidental Death and TPD" Rider pays 100% Sum Assured in case of accidental death or TPD. 

Who can buy "Accidental Death and TPD" Rider?

Individual who is in the age range of 0 - 60 and will be protected until 70 years old.

Why should I buy "Accidental Death and TPD" Rider?

Risks, uncertainties as well as unexpected accidents are always available in life. The critical damages due to accident which result in financial and productivity loss are always the obsession with anybody. "Accidental Death and TPD" Rider is a solution that helps you face with difficulty by stable financial resources.

Is the premium high?

Unremarkable.

Can I buy "Accidental Death and TPD" Rider separately?

This is a rider sold as an attachment to main plan. 

How to pay premium?

Flexible premium payment in accordance with the main plan attached.

Where to buy?

"Accidental Death and TPD" Rider is currently distributed at Branches and Transaction Offices of VietinBank and Agency branches of Aviva in nationwide 

Application process

The same premium regardless of age, occupation with simple and convenient process.

Critical Illness Rider 2015

Critical Illness Rider 2015

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Critical Illness Rider 2015

For those who unluckily suffers from critical illness, financial burden has made many of them lose confidence in life…

In that context, we always accompany with you, help you overcome the most difficult minutes in life through  "Critical Illness Rider 2015"

Benefit of "Critical Illness Rider 2015" Rider?

"Critical Illness Rider 2015" shares with you and your family the financial burdens in case of critical illness by paying 100% Sum Assured. You are protected against common diseases (including Serious cancer, Heart Attack, Stroke, Kidney failure or Liver failure). Besides, with this product, you are entitled to receive financial support in case of suffering from Critical illness by gender, Male cancer, Kidney stones for male, and Carcinoma in-situ or Cancer of the Organs, Ectopic pregnancy, Death of fetus, Death of infant for female.

Who can buy "Critical Illness Rider 2015"?

Individual who is in the age range of 18 - 60 and will be protected until 70 years old.

Why should I buy "Critical Illness Rider 2015"?

The life with full of unforeseen uncertainties as well as critical illnesses is out of anticipation of anybody. The emotional loss, especially the financial loss has left a burden on beloved ones. "Critical Illness Rider 2015" is a solution that ensures you peace of mind to actualize the unfinished plans without worries about uncertainties

Is the premium high?

Unremarkable.

Can I buy "Critical Illness Rider 2015" separately?

This is a rider sold as an attachment to main plan.   

How to pay premium?

Flexible premium payment in accordance with the main plan attached.

Where to buy?

"Critical Illness Rider 2015" is currently distributed at Branches and Transaction Offices of VietinBank and Agency branches of Aviva in nationwide 

Application process

The same premium regardless of age, occupation with simple and convenient process

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