2 options for customers with the same premium:
Priority for investment and savings: Level protection death benefit is equal to the higher value between Sum Assured (SA) and Policy Account Value.
Priority for comprehensive protection: Advanced protection death benefit is equal to the sum of Sum Assured (SA) and Policy Account Value.
Total and Permanent Disability (TPD) Benefit
Life Assured falls in TPD condition before 65: receive the TPD benefit which is equal to Death Benefit.
Increase the Policy Account Value with the attractive interest crediting rate (not lower than Minimum Guaranteed Interest Crediting Rate - can be up to 6%/year) from the result of Universal Life Fund's performance.
Customers will enjoy the maturity benefit at the end of policy term with the value of 100% Policy Account Value (including crediting interest)
Specific benefits which are designed flexibly due to customers’ needs are shown in the illustrations (leaflet