Effective investment solution and optimal protection for successful people

The success is not only the destination but also the journey.

To the successful people, each milestone on their journey deserves to be preserved and respected. Hence, their top life concern is to protect those achievements from unexpected incidents in their lives and careers. Aviva offers you the protection against concerns of health and investment with flexible financial accumulation. With only single premium payment, Phat Nghiep Tam An shall protect what you have built, help you to step steadily on the journey to success.

Effective investment solution and optimal protection for successful people

WHY PHAT NGHIEP TAM AN?

High-interest rate

o With at least one time of premium payment, Life Assured can be protected up to 15 years

 

o To receive Maturity benefit as savings amount at maturity with the guaranteed interest up to 6%/year.   

 

Flexible

o Flexible in selecting the Death benefit with 2 options: Level and Advanced

Diverse

o Diverse supplement protection benefit

General information 

vpn_key Entry age   18 - 65 years old 
all_inclusive Maximum age at maturity  75 years old
all_inclusive Policy term 5 - 15 years
attach_money Payment term  1 - 5 years
attach_money Payment frequency Annually, semi-annually
description Financial plan  Please kindly look at the Financial plan here
description Terms and conditions Please kindly look at the Financial plan here

Insurance benefits

 Death benefit
2 options for customers with the same premium:
Priority for investment and savings: Level protection death benefit is equal to the higher value between Sum Assured (SA) and Policy Account Value.
Priority for comprehensive protection: Advanced protection death benefit is equal to the sum of Sum Assured (SA) and Policy Account Value.
Total and Permanent Disability (TPD) Benefit
Life Assured falls in TPD condition before 65: receive the TPD benefit which is equal to Death Benefit.

Investment benefit
Increase the Policy Account Value with the attractive interest crediting rate (not lower than Minimum Guaranteed Interest Crediting Rate - can be up to 6%/year) from the result of Universal Life Fund's performance. 
Maturity benefit
Customers will enjoy the maturity benefit at the end of policy term with the value of 100% Policy Account Value (including crediting interest)

Specific benefits which are designed flexibly due to customers’ needs are shown in the illustrations (leaflet). 
Insurance benefits

Benefit Illustration

We'll update this soon.

Riders

Joining various complementary products gives a comprehensive protection not only to your family, but also to other members of your family

Surgery rider

Surgery rider

Hospitalization rider

Hospitalization rider

Waiver of premium due to Critical Illness

Waiver of premium due to Critical Illness

Waiver of premium

Waiver of premium

Critical Illness Rider 2015

Critical Illness Rider 2015

Juvenile's Critical Illness

Juvenile's Critical Illness

Term life rider

Term life rider

Accidental Death and TPD

Accidental Death and TPD

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