The comprehensive plan of protection, saving and investment

If the life is considered as the journey of continuous events, each plan to be actualized is an extremely important remark for each person's life.

Each step of that journey will be accompanied with a dedicated partner with intelligent and flexible financial solutions which help you to create a solid fulcrum for important events.

Phat Loc Hung Gia is honored to be an important fulcrum, provides you peace of mind with a comprehensive plan of Protection, Saving and Investment.

The comprehensive plan of protection, saving and investment

WHY PHAT LOC HUNG GIA?

Comprehensive protection

o Reasonable premium
o High Sum Assured

Safe investment

o Enjoy the account accumulation with the interest crediting rate based on the performance of Universal Life fund

Flexible protection option

o Opt to flexibly change protection option, Sum Assured, payable premium ... to meet your needs

General information

vpn_key Age at entry   6 months - 70 years old 
all_inclusive Maximum age at maturity  80 years old
description Term and Condition For more information, please click here
description Financial plan For more information, please click here

Insurance benefits

CATAGORY DESCRIPTION
INSURANCE BENEFITS

Protection can reach the age of 80. With the same premium, the policyholder has two Protection options: Level Protection and Advanced Protection.

  • Level option: the maximum value between Sum Assured and Policy account value.
  • Advanced option: the total value of Sum Assured and Policy account value.
INCREASE COVERAGE AGAINST THE RISK OF ACCIDENT

In addition to the Death benefit, Policyholder will be paid Accidental death benefit up to 100% Sum Assured for normal accidental death and 200% Sum Assured for the accidental death of public transport.

ENJOY THE INTEREST CREDITED TO ACCOUNT VALUE IN ACCORDANCE WITH UNIVERSAL LIFE FUND'S PERFORMANCE

Benefits from the attractive interest crediting rate up to 8%.

Guaranteed interest crediting rates are 4%/year in first 5 years and 3%/year in the following years until maturity.

WITHDRAWAL FROM POLICY ACCOUNT VALUE

Be able to withdraw from Policy account value to meet spending demand at any time from the 3rd year onwards as long as the withdrawal amount does not exceed 80% surrender value.

CHANGE OF SUM ASSURED AND TOP UP PREMIUM

Depend on your financial plan.

MATURITY BENEFIT

On the maturity date, the policyholder will be paid the PAV (Policy Account Value), minus all indebtedness (if any).

Benefit Illustration

Riders

Joining various complementary products gives a comprehensive protection not only to your family, but also to other members of your family

 

Waiver of premium

Waiver of premium

Waiver of premium due to Critical Illness

Waiver of premium due to Critical Illness

Juvenile's Critical Illness Rider

Juvenile's Critical Illness Rider

Critical Illness Rider 2015

Critical Illness Rider 2015

Surgical Rider

Surgical Rider

Hospitalization Rider

Hospitalization Rider

Term lLife Rider

Term lLife Rider

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Sản phẩm tương tự

Aviva - Chon An Vui

Instead of pursuing happiness, we can actively "Choose" to lead a “Happy life” with the effective investment and comprehensive protection plan. Let’s live happily for the present and cultivate the future with the companion of “Aviva – Choose Happiness”.

Yeu thuong tron ven

Love stems from the best interest of the caring about the dear ones. But that love can only be fulfilled when you know how to protect yourself and make the best preparation for your future.