Protection can reach the age of 80. With the same premium, the policyholder has two Protection options: Level Protection and Advanced Protection.
Level option: the maximum value between Sum Assured and Policy account value
Advanced option: the total value of Sum Assured and Policy account value
INCREASE COVERAGE AGAINST THE RISK OF ACCIDENT
In addition to the Death benefit, Policyholder will be paid Accidental death benefit up to 100% Sum Assured for normal accidental death and 200% Sum Assured for the accidental death of public transport.
ENJOY THE INTEREST CREDITED TO ACCOUNT VALUE IN ACCORDANCE WITH UNIVERSAL LIFE FUND'S PERFORMANCE
Benefits from the attractive interest crediting rate up to 8%
Guaranteed interest crediting rates are 4%/year in first 5 years and 3%/year in the following years until maturity.
WITHDRAWAL FROM POLICY ACCOUNT VALUE
Be able to withdraw from Policy account value to meet spending demand at any time from the 3rd year onwards as long as the withdrawal amount does not exceed 80% surrender value.
CHANGE OF SUM ASSURED AND TOP UP PREMIUM
Depend on your financial plan
On the maturity date, the policyholder will be paid the PAV (Policy Account Value), minus all indebtedness (if any).