Comprehensive Finance - Insurance solution for Enterprise

On the development journey of an enterprise, finance strength, stable and qualified human resources are always an essential foundation for success. Building a plan to protect employees against the risks in life is not only a preeminent welfare policy to attract, retain talents, but also a secure financial solution for Corporate if the employee is unfortunately getting risk during working process. With 3 plans of Investment - Saving - Protection in the same product, AVIVA - An Tam Hung Vuong helps businesses optimize the use of capital and personnel policies. Employees will feel more assured; dedicated to a sustainable, prosperous and ever-growing enterprise
Comprehensive Finance - Insurance solution for Enterprise

REASONS OF CHOICE

Comprehensive and diverse protection

o Select protection benefits among 3 Insurance plans: Investment - Saving - Protection

Flexible and smart financial solution

o Select single or short-term premium payment, long-term protection up to 15 years 
o Flexibly withdraw cash from Top up acount value 

Safe saving plan

o Increase saving value with Persistency Benefit
o Benefit from the safe investment interest rate

General information

vpn_key Entry age   18 - 60 years old 
all_inclusive Age at maturity/ the end of insurance term  75 years old
description Payment term  Single premium or 3, 5 years
description Premium frequency  Annually/ Semi-annually/ Quarterly/ Monthly (applicable for payment term of 3 and 5 years)
description Terms and conditions  For more information, please click here:
Protection - Investment - Saving
description Product information  For more information, please click here

Insurance benefits

PROTECTION PLAN


CATAGORY DESCRIPTION
Persistency benefit

% Base premium of the first Policy Year

  • rom 6% to 15%, allocated to Top up account value on the 6th, 9th, 12th Policy Anniversaries and at Maturity
Maturity benefit

eceive Policy Account Value after deducting debt (if any)

Death/ Total and Permanent Disability benefit

Customers can choose Protection option either the Level option or Advanced option.

  • Level option The HIGHER value between Sum Assured and Base account value plus Top up account value
  • Advanced option Sum Assured + Base account value + Top up account value.
  • (from the age of 66, Advanced option will automatically change to Level option)

An amount of money paid in advance when submitting Death benefit claim: 20% Policy Account Value (≤ VND 30 million), will be deducted when paying Death benefit.

Personal Accident benefit

Pay in case of Severe Burn (100% SA), Accidental Permanent Disability (max 100% SA), Accidental Death (up to 300% SA depending on each case)

Hospital cash benefit

daily hospitalization income (DHI)/ DHI in ICU (0,1%/ 0,2% SA/day); Nursing care benefit (1% SA/time, max 3 times/year); up to 150 inpatient days/year

Surgery cash benefit

Pay % SA depending on each case. Max: 100% SA

Stage Critical Illness benefit

Early stage: 25% SA * 2 times; Late stage: 100% SA minus paid Early stage CI benefit.


SAVING PLAN


CATAGORY DESCRIPTION
Persistency benefit

% Base premium of the first Policy Year:

  • From 6%to 15%, pay to Top up account value on the 6th, 9th, 12th Policy Anniversary and at Maturity.
Maturity benefit

Receive Policy Account Value after deducting debt (if any)

Death/ Total and Permanent Disability benefit

Customers can choose either the Level option or Advanced option.

  • Level option: the HIGHER value between Sum Assured and Base account value plus Top up account value
  • Advanced option Sum Assured + Base account value + Top up account value
  • (from the age of 66, Advanced option will change to Level option)

Prepaid amount when submitting Death benefit claim: 20% Policy Account Value (≤ 30 million dong), will be deducted when paying Death benefit.

Personal Accident benefit

ay in case of Severe Burn (100% SA), Permanent Disability due to accident (max 100% SA), Accidental Death (up to 300% SA depending on each case)

Hospitalization Allowance benefit

Loss of income Allowance due to Hospitalization/ Special Hospitalization (0,1%/ 0,2% SA/day); Allowance for health care cost (1% SA/time, max 3 times/year); up to 150 inpatient days in a year

Surgery Allowance benefit

ay % SA depending on each case. Max: 100% SA


INVESTMENT PLAN


CATAGORY DESCRIPTION
Persistency benefit

% Base premium of the first Policy Year

  • from 6% to 15%, pay to Top up account value on the 6th, 9th, 12th Policy Anniversary and at Maturity.
Maturity benefit

Receive Policy Account Value after deducting debt (if any).

Death/ Total and Permanent Disability benefit

Customers can choose either the Level option or Advanced option.

  • Level option: the HIGHER value between Sum Assured and Base account value plus Top up account value
  • Advanced option: Sum Assured + Base account value + Top up account value
  • (from the age of 66, Advanced option will change to Level option)

Prepaid amount when submitting Death benefit claim: 20% Policy Account Value (≤ 30 million dong), will be deducted when paying Death benefit

Personal Accident benefit

Pay in case of Severe Burn (100% SA), Permanent Disability due to accident (max 100% SA), Accidental Death (up to 300% SA depending on each case.

 

SA: Sum Assured

The above information is for reference only. Customers please refer to Terms and Conditions for more information.

Benefit Illustration

You may interest

Sản phẩm tương tự

Aviva - An Tam Vung Nghiep

Flexible protection solution for Employees