| Persistency benefit |
% Base premium of the first Policy Year
- rom 6% to 15%, allocated to Top up account value on the 6th, 9th, 12th Policy Anniversaries and at Maturity
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| Maturity benefit |
eceive Policy Account Value after deducting debt (if any)
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| Death/ Total and Permanent Disability benefit |
Customers can choose Protection option either the Level option or Advanced option.
- Level option The HIGHER value between Sum Assured and Base account value plus Top up account value
- Advanced option Sum Assured + Base account value + Top up account value.
(from the age of 66, Advanced option will automatically change to Level option)
An amount of money paid in advance when submitting Death benefit claim: 20% Policy Account Value (≤ VND 30 million), will be deducted when paying Death benefit.
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| Personal Accident benefit |
Pay in case of Severe Burn (100% SA), Accidental Permanent Disability (max 100% SA), Accidental Death (up to 300% SA depending on each case)
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| Hospital cash benefit |
daily hospitalization income (DHI)/ DHI in ICU (0,1%/ 0,2% SA/day); Nursing care benefit (1% SA/time, max 3 times/year); up to 150 inpatient days/year
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| Surgery cash benefit |
Pay % SA depending on each case. Max: 100% SA
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| Stage Critical Illness benefit |
Early stage: 25% SA * 2 times; Late stage: 100% SA minus paid Early stage CI benefit.
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